WeSpeakInsurance.com is a site created for you to find the ideal car insurance quote for you, no matter where you live in the country. By allowing you to see all the options available, we’re helping you save money on car insurance.
Yes, it’s true. We’re helping you save. The first step to save money on your auto insurance premium is to get at least three different quotes, to compare prices, terms and conditions and the protection each insurance company offers. Fortunately for consumers, auto insurance companies also present them with different discount options, an additional way to save money without sacrificing protection.
All auto insurance companies have a list of discounts available to drivers, so take the time to find out if you qualify for any of those discounts. If you think you do, don’t hesitate to talk to your car insurance agent. Doing so may help you save on your premium… and savings, like the best insurance protection, is a wonderful thing to obtain.
Some of the most popular discounts out there are:
Good driving record:
Although the definition of what a good driver is definitely changes among the various car insurance companies, typically a good driver is someone with a clean driving record. A person with a “clean record” is one that hasn’t had any traffic accidents or tickets for traffic violations during the previous three to five years.
There are many institutions in the country that impart driving education courses. These classes have been designed to teach people defensive driving skills, and others. If you have taken and passed any of these driver’s education courses, you might be eligible for a discount certain coverage on your policy. For some insurance companies this type of discount applies to young drivers or for drivers over the age of 55 who have passed the before mentioned courses.
Multiple policies discount:
Most insurance companies also offer home, life or other type of properties insurance. You could save a good deal of money if you buy other types of insurance with the same company.
If you own more than one vehicle, it’s a good idea to consider insuring all your cars with the same company. In some cases you could save up to 25% if you buy multiple policies with one company.
Safe vehicle discount:
If your car has some common safety features, you could be eligible for car insurance discount. Some of these safety features are: air bags, automatic seat belts, anti-lock brakes, anti-theft devices, and others.
Besides these standard car insurance discounts, offered usually by most auto insurance companies in the country, there are other discounts that might be beneficial to your pocket. Some of these discounts are:
- Hybrid car
- Daytime running lights
- Good students and graduates
- Seniors (55 and up) and retired persons
- New car discount
Consider all your options and then click here to get tailored car insurance quotes.